Did you know that most banks offer a significantly lower interest rate on savings accounts? Your big bank might offer you next to nothing for your savings because of their old way of operating – local branches. Thanks to the Internet, millions of Americans can access a better option to get FDIC insured high yield savings accounts. These interest rates are anywhere between 15-25x what your typical big bank is offering. Here are some of the top high yield savings accounts available in the US today.