Military families are always on the lookout for ways to save on their everyday purchases, and USAA offers a convenient solution for online shopping. With the USAA MemberShop®, you can earn cash back on various online purchases, ranging from travel expenses to groceries, effortlessly.
Save While You Shop Online
By participating in MemberShop®, you can receive cash back savings in the form of a tax-free income rebate. Once your cash balance reaches $10 or more at the end of each quarter, USAA will promptly send you a check within 45 days.
Extend Your Savings with a Cash Back Card
In addition to the benefits of MemberShop®, USAA offers cash back credit cards as an added advantage. The Cashback Rewards Plus American Express® Credit Card and the Preferred Cash Rewards Visa Signature® Credit Card are two notable options. Among them, the Preferred Cash Rewards Visa Signature® Credit Card stands out for its unlimited 1.5% cash back on all purchases. It’s a straightforward choice that eliminates the need for juggling multiple cards to maximize rewards based on different spending categories.
It’s worth noting that you aren’t restricted to using a USAA cash back card. If you have a preferred cash back credit card or wish to explore one that aligns with your spending habits, you have the freedom to do so.
The primary benefit of using a cash back card is the opportunity to earn more rewards on your purchases. However, if you prefer to use your debit card, that’s perfectly fine as well (though we recommend using a credit card for added security and extra cash back). The perks from MemberShop® are accessible simply by having a profile on USAA.com.
Start Shopping with MemberShop®
Getting started with MemberShop® is easy for USAA members. There are two options available:
- Visit mall.usaa.com to access discounts.
- Install the USAA MemberShop Chrome extension on your browser for seamless access to discounts while you shop online.
To ensure your USAA membership, MemberShop® will prompt you to log in to your USAA account. Once verified, you can begin shopping online and start earning cash back from their wide selection of retailers.
While MemberShop® doesn’t cover the entire internet, you’ll find an array of popular shopping options with rotating offers. Cash back deals typically range from 1% to 5%, and some retailers may even offer exclusive discount codes that can be combined with the cash back earned through MemberShop®.
Here are some examples of popular shopping deals available:
- Department Stores:
- Walmart: 1.5% to 2% cash back
- Macy’s: up to 2.5% cash back
- Overstock: 2% cash back
- Sports & Outdoors:
- Nike: 2.5% cash back
- Under Armour: 3.5% cash back
- Bass Pro Shops: 3% cash back
- Travel:
- Expedia: 3% cash back
- Booking.com: 4% cash back
- Hilton Hotels & Resorts: 2% cash back
- Tools, Auto, & Pets:
- Home Depot: 4% cash back
- Ace Hardware: 2% cash back
- Chewy: 2% cash back
With hundreds of other stores listed in MemberShop®, USAA members can easily find savings and discounts on their everyday needs. Take advantage of this exclusive benefit and start maximizing your savings with USAA MemberShop® today.
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